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1,000+ people have used PayStubGo
Online paystub generator: a pay stub with the taxes worked out
Enter your pay details, check every line on the live preview, then get your PDF.
Your first pay stub each year is free.Then $2.99 a stub, or from $1.99 per stub in a pack.
Checkout by PayPal
Preview before you pay
Free corrections for 14 days
No subscription, no account
How PayStubGo Works
Create a Paystub Online in 3 Simple Steps
Nothing to install and no account to set up. Two minutes of typing, one look at the preview, one payment.
- 1
Pick a template
Start with a clean layout. Switch any time before you continue.
- 2
Add pay details
Company, employee, pay period, earnings and deductions. YTD is optional.
- 3
Preview and download
Check the finished stub, then get the PDF when it looks right.
Jump to a part
Example only · your result depends on your W-4 and pay.
Simple Pricing
First stub free each year. Then $2.99 — any template.
3-stub pack
Save $1.98$6.99$2.33 / stub
- 3 consecutive pay periods
- Each pay period filled in for you
- Deposit slip included
6-stub pack
Save $5.95$11.99$1.99 / stub
- 3 months biweekly, or a small team
- Each pay period filled in for you
- Deposit slip included
Compare
PayStubGo vs typical paystub generators
A lower price per stub, with the extras other sites charge for already included. Competitor figures are what each company publishes on its own site.
| Feature | PayStubGo | 123PayStubs | SecurePayStubs | Pay-Stubs.com | StubCreator |
|---|---|---|---|---|---|
| Price per stub | $2.99 | $3.99 | $4.99 | $5.00 | $4.99 |
| First stub free each year | Yes | Yes | With a promo code | No | Yes, each year |
| Templates | 28, all included | 30+ templates | – | – | – |
| Edit taxes | Included, no extra cost | – | – | – | $2.00 add-on per stub |
| Year-to-date totals | Included | Automatic | Automatic | – | Automatic; last-year YTD $2.00 add-on |
| Deposit slip | Free with 3+ stubs | $1.00 add-on per stub | Included | – | $2.00 add-on per stub |
| Corrections | Free for 14 days | Unlimited, free | Unlimited | – | Free edits |
| State withholding | Official 2026 state formulas | Federal and state withholding calculated | Multi-state tax support | – | Latest rules for all 50 states |
| Local taxes | PA local (PSD), NYC, Yonkers, Detroit and more | – | – | – | – |
| PTO, extra earnings, pre-tax deductions | Included | Extra earnings and deductions $2.00 add-on; time off $1.00 add-on | Earnings, deductions and time off included | – | Bonus/overtime "advance tool" $2.00 add-on |
| Subscription | None | None | None | None | – |
Prices and features checked September 2026 on each company's public site: 123PayStubs, SecurePayStubs, Pay-Stubs.com, StubCreator. A dash means the company does not state it on its public pricing page. Their offers may have changed since.
What changed in each state's withholding for 2026, with the official source for every change: 2026 paycheck tax changes, state by state.
Paystub templates
See all 28 templates
Every one is included in the price. Pick the one that fits.
1 of 28
Why PayStubGo
The taxes are calculated. The price is less than the paystub generators we checked.
Most paystub generators charge $3.99 to $5.00 a stub for the same earnings statement, on prices we checked in September 2026. PayStubGo does the withholding math for the state you pick, shows you every line before you pay, and charges $2.99, or $6.99 for a 3-stub pack when you need two or three months of pay records.
- Federal, state, Social Security & Medicare calculated for 2026
- Every line editable — match your real deposit
- Twenty-eight earnings-statement templates, all included
- Contractor / 1099 mode with zero withholding
- Packs of 3 or 6 consecutive pay periods
- Deposit slip page — free from 3 stubs up
- Instant download plus an emailed copy
- No account, no subscription, no watermark
Start with the free paystub generator, see how the pay stub generator calculates each tax line, or look at a sample pay stub first. Paid by paper check? Use the check stub maker.
Built for the reasons people actually need a pay stub
Renters and loan applicants
The 2–3 recent stubs a landlord or lender asks for, as consecutive pay periods from one set of details.
See how →Small businesses
Employee pay stubs with estimated withholding and overtime, without a payroll subscription.
See how →Self-employed workers
Your business as payer, your draw or salary per period, YTD totals that match your books.
See how →1099 contractors
Contractor mode keeps withholding at zero and still gives you a dated, professional record.
See how →Guides
Guides to understanding a pay stub
Plain explanations of what a stub shows and what to check, before you make your first one.
How to create a pay stub online, step by step
The whole flow, from gathering the pay details to checking the preview before the PDF.
How to read earnings, deductions and YTD
What each section of a pay stub shows and how the totals connect.
Gross pay vs net pay, explained
How pay before deductions becomes the amount that reaches the bank.
- What information goes on a pay stub
The employer, employee, pay period, earnings and deduction details a stub carries.
- Mistakes to check before you download
The errors worth catching in the preview, before the PDF is final.
- Generator or template: which should you use?
When a guided builder saves time and when a fixed layout is enough.
FAQ
Questions people ask before their first stub
How much does PayStubGo cost?
Your first pay stub each year is free on any template, delivered as a PDF to your email. After that you pay per stub, and 3-stub and 6-stub packs cost less per stub. No subscription, no watermark, and every template is included.
Does it calculate taxes automatically?
Yes. Federal income tax is estimated from the 2026 withholding brackets and your filing status, Social Security at 6.2%, Medicare at 1.45%, and state income tax for the state you choose. Every figure stays editable so the net can match your real deposit.
Will a landlord or lender accept a pay stub from PayStubGo?
That decision belongs to the landlord or lender, and no tool can promise it. Many compare the net pay with bank statements or call the employer. PayStubGo produces a standard earnings statement from the numbers you enter; it does not verify employment, and entering false income is fraud.
Why is the free stub emailed instead of downloaded?
Emailing it is how we keep the free offer sustainable. It arrives in about a minute. Paid stubs download instantly and are emailed as well.
Can I make stubs for several pay periods?
Yes. The advanced builder makes up to twelve consecutive pay periods from one set of details, with dates stepped back automatically. Packs cost less per stub than buying them singly, whichever template you choose.
Is PayStubGo payroll software?
No. It builds pay stubs from the information you provide; it does not run payroll, file taxes, or replace accounting or legal advice. Check every figure before you use the document.
Didn't find what you needed? Visit the PayStubGo FAQ page for more answers.
Your first pay stub each year is free. The next is $2.99.
Two minutes to enter, one look at the preview, and the PDF is in your inbox.