Paycheck stub, payroll stub, pay stub
Three names for the same document: the itemised statement that goes with one payment of wages. Employers and payroll systems simply label it differently; the lines on it are the same.
Payroll check generator: paycheck stubs with hours and taxes
Make a paycheck stub that matches what was paid, by direct deposit or by payroll check: hours and overtime, 2026 taxes estimated for your state, deductions and year-to-date totals. Preview every line, then download for $2.99. Your first pay stub each year is free. Need a stub that is not tied to a check? Use the pay stub generator.
- Hours, rate and overtime at 1.5× worked out
- 2026 federal, state and FICA taxes estimated
- Year-to-date totals on every stub
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Paycheck stubs, explained
Paycheck stub, payroll check stub, pay stub: one document, three names
Whatever it is called, the stub has one job: to show how the gross for a pay period became the net that was paid. This payroll stub generator lays that out line by line and does the arithmetic for you. Paid by paper check and need the check number on the stub? Use the check stub maker.
What a paycheck stub has to add up to
Gross pay from hours and rate or salary, each tax and deduction on its own line, and a net that equals the amount actually paid. If the net does not match the deposit, a line is missing.
Who uses a paycheck stub generator
Workers paid by direct deposit who never receive a stub, and small employers who run payroll by hand and need a payroll stub for each employee each period.
How it works
How to make a paycheck stub in 3 steps
About two minutes of typing. The arithmetic — overtime, gross, withholding, net — is done for you and stays editable.
Step 1
Enter who paid whom, and when
Company, employee, pay period, pay date and pay frequency. Pick the state so the right tax lines appear.
Step 2
Add hours, rate, and overtime
Regular hours at the base rate, overtime at 1.5× (editable), tips or bonus on their own lines. Federal, state, Social Security and Medicare are estimated for 2026.
Step 3
Preview, then download
Check the net against the amount that was paid, then download the paycheck stub as a PDF. $2.99 a stub; six consecutive periods for $11.99.
What the stub shows
Everything a paycheck stub should show
A worked example: 40 regular hours at $25.00 plus 5 overtime hours at $37.50 gives $1,187.50 gross. Social Security takes $73.63, Medicare $17.22, federal withholding roughly $90 for a single filer — so the net is about $1,006 before state tax. The builder prints each of those lines.
Hours, rates, and overtime
Regular hours × rate, overtime hours × 1.5 (or your own rate), plus tips, bonus, commission, or reimbursement lines. Gross adds up on the stub.
Taxes and deductions
Federal income tax, Social Security 6.2%, Medicare 1.45%, state income tax where it applies, and any custom deductions — all estimated, all editable.
Year-to-date totals
Enter YTD figures from your own records or let the builder estimate them, so each paycheck stub carries the running totals for the year.
Deposit slip page
Add a deposit-slip page that mirrors the net pay, for direct-deposit records. $1.00 on one or two stubs, included free from three stubs upwards.
Ready to create a paycheck stub online?
Preview first. Download when it looks right.
Small employer paying a few people every Friday? Enter the company once, make one stub per employee, and export six consecutive periods at a time for $11.99.
Prices, side by side
Paycheck stub generators compared on price
The same paycheck stub — hours, overtime, withholding, net — costs two to three times more elsewhere. Published prices, checked September 2026.
| PayStubGo | 123PayStubs | SecurePayStubs | Pay-Stubs.com | Real Check Stubs | StubCreator | |
|---|---|---|---|---|---|---|
| One stub | $2.99 — any template | $3.99 | $4.99 | $5.00 | $8.99 | $4.99 |
| First stub free | Yes — any template, emailed | Yes | With a promo code | No | No | Yes, each year |
| Three stubs (2–3 months) | $6.99 pack, deposit slip included | $11.97 (3 × $3.99) | $14.97 (3 × $4.99) | $15.00 (3 × $5.00) | $26.97 (3 × $8.99) | $14.97 (3 × $4.99) |
| Six stubs (a quarter) | $11.99 pack, deposit slip included | $23.94 (6 × $3.99) | $29.94 (6 × $4.99) | $30.00 (6 × $5.00) | $53.94 (6 × $8.99) | $29.94 (6 × $4.99) |
| Monthly subscription | None | None | None | None | None | None |
Competitor prices are the per-stub prices published on each site as of September 2026; pack totals for competitors are simple multiples because they do not publish packs. Features, templates, and delivery options differ — this table compares price only.
Related paycheck stub pages
Start from the page written for your situation, or compare templates and pricing first.
Hourly pay stubs
Rate × hours and overtime, with a worked example of a biweekly warehouse stub.
Pay stubs for your employees
Company entered once, one stub per employee, six periods in one export.
Pay stub generator with logo
Put your company logo at the top of every paycheck stub at no extra charge.
Online Paystub Generator
The PayStubGo home page: the online paystub generator, the templates and the prices.
Paystub Generator
How each tax line on the stub is calculated, and how to make pay stubs in two minutes.
Free Paystub Generator
Create your first eligible paystub free with preview-first editing and email PDF delivery.
Pay Stub Templates
Compare every pay stub template before creating your paycheck stub PDF.
Sample Pay Stub
A filled-in example with each section of the stub explained.
State Tax Withholding by State
What each state takes from a paycheck and requires on a pay stub, with a page per state.
Pricing
The per-stub price, the pack prices and what is included before checkout.
Reviews
Where PayStubGo reviews live, and how to leave one.
FAQ
Answers about creating stubs, downloads, templates, pricing, and responsible use.
Frequently Asked Questions
What is a payroll check stub?
A payroll check stub, or payroll stub, is the itemised statement that goes with one payment of wages: the pay period and pay date, gross earnings, each tax and deduction, net pay, and usually year-to-date totals. Paycheck stub and pay stub are other names for the same document.
Can I make a paycheck with PayStubGo?
You make the paycheck stub: the statement that shows how one payment of wages was worked out. PayStubGo does not run payroll or send the money. You pay the wages your usual way, and the stub records that payment.
Is a pay stub a pay statement?
Yes. Pay statement, earnings statement, paycheck stub and pay stub all describe the same record of one pay period. Employers and payroll systems simply use different names for it.
Is direct deposit a pay stub?
No. Direct deposit is how the money reaches the bank; the paycheck stub is the statement that explains the amount. If you are paid by direct deposit and get no stub, you can record the real pay for that period on a paycheck stub yourself.
How is overtime calculated on a paycheck stub?
Overtime hours are multiplied by 1.5 times the regular rate by default, printed on their own line, and added into gross before withholding. You can change the overtime rate if your employer pays differently.
Can I print the paycheck stubs?
Yes. Each paycheck stub is a PDF, so it prints on ordinary paper from any printer and can also be kept or sent as a file. A paid stub downloads at once and is emailed as well.
Can I make paycheck stubs for my employees?
Yes. Enter the company once and make one stub per employee; details carry over. For a run of pay periods for the same employee, the advanced builder exports up to twelve consecutive stubs at once, with six priced at $11.99.
Does PayStubGo verify the pay or the income?
No. It builds a stub from the numbers you enter and does not verify employment or income. Enter what was actually paid — a stub showing invented pay is fraud.
Didn't find what you needed? Visit the PayStubGo FAQ page for more answers.