Vermont Paystub Generator

Reading a Vermont pay stub, line by line

A Vermont pay stub is short: one state income tax line, and — at many employers — a small Child Care Contribution line that exists nowhere else in the country. Here is what each line means in 2026:

VT State Income Tax ("VT SIT", "VT W/H"). Vermont taxes income in four brackets: 3.35%, 6.6%, 7.6% and 8.75%. For a single filer in 2026 the 3.35% rate covers roughly the first $50,750 of Vermont taxable income, then the rate jumps straight to 6.6% — thresholds calculated from the 2026 withholding tables, since the Department of Taxes has not yet posted its 2026 rate schedule. Before tax, you subtract a standard deduction and a personal exemption ($7,650 and $5,300 are the 2025 values; 2026 amounts are not yet published). Once income passes $150,000, you owe at least 3% of AGI.

How your employer withholds it. Withholding runs off Form W-4VT: each allowance knocks $5,400 a year off the wages taxed in 2026, and the single table withholds nothing on the first $3,925. If you never filed a W-4VT, your employer may use your federal W-4 — which can under-withhold, so the Department asks every employee to file one.

VT Child Care Contribution (CCC) — 0% to 0.11%. Since July 1, 2024, employers pay a 0.44% payroll tax on Vermont wages to fund child care. Your employer may deduct up to a quarter of it — 0.11% of your wages — from your pay; many deduct nothing. There is no wage cap: at $60,000 the most you can see is $66 a year. The remaining 0.33% (or the full 0.44%) is the employer's and never touches your stub.

What you will NOT see: a city or county income tax (Vermont has none), an employee unemployment or disability deduction, or a mandatory state paid-leave deduction.

Plus the federal lines on every US stub: federal income tax, Social Security (6.2% up to $184,500 in 2026), and Medicare (1.45%, plus 0.9% on wages over $200,000). From January 1, 2027: Social Security 6.2% up to $192,300.

Vermont paycheck facts — 2026

What you actually take home in Vermont (2026 estimates)

Estimated for a single filer, including federal income tax (after the $16,100 standard deduction), Social Security, Medicare, Vermont state income tax (brackets calculated from the 2026 tables, after the $7,650 deduction and $5,300 exemption — 2025 values), and the maximum 0.11% Child Care Contribution employee share. No local tax applies anywhere in Vermont:

Where the money goes at $60,000: Vermont income tax about $1,576 — all of it at 3.35%, because taxable income ($47,050) stays under the 6.6% threshold — plus up to $66 of Child Care Contribution. Federal income tax and FICA take the rest.

The 6.6% cliff: once your Vermont taxable income passes about $50,750, every extra dollar is taxed at 6.6% — nearly double the first bracket. A single filer crosses it at roughly $63,700 of wages.

Methodology: 2026 federal brackets and $16,100 standard deduction (IRS Rev. Proc. 2025-32), FICA per SSA, Vermont brackets calculated from the 2026 Income Tax Withholding tables (GB-1210-2026), 2025 standard deduction and personal exemption (Vermont Department of Taxes), Child Care Contribution employee share at its 0.11% maximum. Estimates only — your withholding depends on your W-4VT, credits, and pre-tax benefits.

What Vermont jobs pay (BLS, May 2025)

Vermont's median hourly wage across all occupations is $27.11 — about 11% above the national median of $24.51. The surprise is tipped work: Vermont waiters and waitresses earn a $28.43 median with tips, above the all-jobs median, on a $7.21 cash wage.

Vermont's workforce in numbers

• 644,663 residents, civilian labor force of 338,092, unemployment 2.6% (Census 2025 estimate; BLS, July 2026)
• 65,028 self-employed (nonemployer) businesses (Census, 2023) — about one for every 10 residents, and 3.1 times the number of businesses with employees
• 256,460 people on employer payrolls at 20,841 establishments, earning $14.4 billion a year (Census County Business Patterns, 2023)
• Mean annual wage: $69,050 (BLS OEWS, May 2025)

Vermont pay rules — the answers people actually need

Final paycheck: 72 hours if you are fired, next regular payday if you quit. Under 21 V.S.A. §342(c), a discharged employee must be paid within 72 hours of discharge. If you leave voluntarily, you are paid on the last regular payday — or, if there is no regular payday, the following Friday.

Pay frequency: weekly is the default. Your employer may switch to biweekly or semimonthly pay only after giving employees written notice, and payday must fall within six days of the end of the pay period. Direct deposit requires your written authorization.

Is a pay stub required? Yes. Every payment of wages must come with a wage statement showing, at minimum, total hours worked, your hourly rate, gross pay, and each deduction fully itemized.

Minimum wage: $14.42 an hour from January 1, 2026 (up from $14.01), adjusted every January under 21 V.S.A. §384. Service employees who earn more than $120 a month in tips may be paid a basic tipped wage of $7.21 — exactly half — but the employer must make up any shortfall to $14.42 for the shift.

Working across the border. A nonresident who works part of a pay period in Vermont has Vermont tax withheld on the Vermont share of hours; a Vermont resident working in another state gets credit for that state's withholding.

Local taxes and wages in Vermont

No Vermont city or town levies an income tax on wages, and there are no local minimum wages — the $14.42 state rate applies from Burlington to Brattleboro. Your stub's only state-level lines are Vermont income tax and, if your employer passes it on, the Child Care Contribution.

The Child Care Contribution follows where the work is physically done: wages for work in Vermont — at a job site or from your Vermont home — are subject to it. Wages an out-of-state employer pays for work done outside Vermont are not.

Vermont vs. its neighbors and New England

Vermont borders only three states — New Hampshire, Massachusetts and New York; Maine and Connecticut are included as the rest of the New England comparison. At $60,000 a Vermont single filer's state tax stays in the 3.35% bracket, so the gap to its neighbors is small; above about $63,700 of wages the 6.6% bracket widens it.

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