Massachusetts take-home pay, 2026

Massachusetts Paycheck Calculator

Free estimate of Massachusetts take-home pay for 2026: hourly or salary.

Updated October 4, 2026 · 2026 rules

Your Massachusetts paycheck

State

Pay type

HourlySalary

Hourly rate

Hours per check

Overtime hours per check

Paid at 1.5 times the hourly rate, on top of the regular hours.

Pay frequency

Federal filing status

SingleMarried filing jointly

Pre-tax 401(k) per check

Optional. Lowers income tax wages, not Social Security or Medicare wages.

Health benefits (pre-tax)

Pre-tax health benefits per check

Section 125 premiums, HSA or FSA through payroll.

Estimated take-home pay, Massachusetts, 2026

$1,593.96per biweekly check

$41,442.96 a year over 26 checks · $3,453.58 a month on average

Gross pay: $2,000.00
Federal income tax: 7.81%−$156.15
Social Security: 6.20%−$124.00
Medicare: 1.45%−$29.00
Massachusetts income tax: 4.38%−$87.69
MA PFML: 0.46%−$9.20
Total deductions: 20.30%−$406.04
Net pay (take-home): 79.70%$1,593.96

Includes Massachusetts’s own payroll line: Massachusetts Paid Family and Medical Leave.

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An estimate from what you entered, using 2026 federal withholding, Social Security, Medicare and state income tax withholding for a standard Form W-4, plus the state’s disability or paid leave line where it has one. City, county and school district taxes are not included. Not tax advice. Massachusetts pay stub generator

Massachusetts salary paycheck: take-home pay after taxes

A single filer paid every two weeks, with no pre-tax deductions. Each row takes federal income tax, Social Security, Medicare, Massachusetts income tax, and MA PFML off one check. A yearly salary is divided by 26 checks.

2026 Massachusetts take-home pay per biweekly check by annual salary, single filer
Annual salary	Gross per check	Federal income tax	Social Security + Medicare	Massachusetts income tax	MA PFML	Take-home per check	Take-home per year	Taken out
$30,000	$1,153.85	$54.62	$88.27	$45.38	$5.31	$960.27	$24,967	16.78%
$40,000	$1,538.46	$100.77	$117.69	$64.62	$7.08	$1,248.30	$32,456	18.86%
$50,000	$1,923.08	$146.92	$147.11	$83.85	$8.85	$1,536.35	$39,945	20.11%
$60,000	$2,307.69	$193.08	$176.54	$103.08	$10.62	$1,824.37	$47,434	20.94%
$75,000	$2,884.62	$295.00	$220.68	$131.92	$13.27	$2,223.75	$57,818	22.91%
$100,000	$3,846.15	$506.54	$294.23	$180.00	$17.69	$2,847.69	$74,040	25.96%
$150,000	$5,769.23	$951.31	$441.34	$276.15	$26.54	$4,073.89	$105,921	29.39%

Massachusetts hourly paycheck after taxes

Full-time hourly pay for a single filer, with no overtime and no pre-tax deductions: 80 hours every two weeks, and the same rate on a weekly check of 40 hours. Gross pay is the rate times the hours.

2026 Massachusetts take-home pay by hourly rate, single filer, weekly and biweekly
Hourly rate	Gross, 2 weeks	Federal income tax	Social Security + Medicare	Massachusetts income tax	MA PFML	Take-home, 2 weeks	Take-home, weekly	Take-home per year
$15.00	$1,200.00	$60.15	$91.80	$47.69	$5.52	$994.84	$497.41	$25,866
$20.00	$1,600.00	$108.15	$122.40	$67.69	$7.36	$1,294.40	$647.19	$33,654
$25.00	$2,000.00	$156.15	$153.00	$87.69	$9.20	$1,593.96	$796.97	$41,443
$30.00	$2,400.00	$204.15	$183.60	$107.69	$11.04	$1,893.52	$946.75	$49,232
$40.00	$3,200.00	$364.38	$244.80	$147.69	$14.72	$2,428.41	$1,214.20	$63,139

Massachusetts paycheck by pay frequency

A $60,000 salary for a single filer, paid weekly, every two weeks, twice a month or monthly. The yearly total barely moves; the size of each check does.

2026 Massachusetts take-home pay on a $60,000 salary by pay frequency, single filer
Pay frequency	Checks a year	Gross per check	Take-home per check
Weekly	52	$1,153.85	$912.19
Every 2 weeks	26	$2,307.69	$1,824.37
Twice a month	24	$2,500.00	$1,976.41
Monthly	12	$5,000.00	$3,952.84

Dollars and share of gross pay

How much is taken out of a paycheck in Massachusetts?

Each line on a biweekly check at three salaries, single filer. Social Security and Medicare are fixed rates, so their share stays the same; income tax is graduated, so the share taken rises with pay.

2026 Massachusetts paycheck deductions in dollars and percent of gross pay at three salaries, single filer, biweekly
Line	$40,000 salary	$75,000 salary	$150,000 salary
Gross per check	$1,538.46	$2,884.62	$5,769.23
Federal income tax	$100.77 (6.55%)	$295.00 (10.23%)	$951.31 (16.49%)
Social Security	$95.38 (6.20%)	$178.85 (6.20%)	$357.69 (6.20%)
Medicare	$22.31 (1.45%)	$41.83 (1.45%)	$83.65 (1.45%)
Massachusetts income tax	$64.62 (4.20%)	$131.92 (4.57%)	$276.15 (4.79%)
MA PFML	$7.08 (0.46%)	$13.27 (0.46%)	$26.54 (0.46%)
Total taken out	$290.16 (18.86%)	$660.87 (22.91%)	$1,695.34 (29.39%)
Take-home per check	$1,248.30	$2,223.75	$4,073.89

Your own figures: use the Massachusetts calculator above.

Single or married filing jointly in Massachusetts

The same salary on a biweekly check under each filing status. Social Security and Medicare do not change with filing status; income tax withholding does.

2026 Massachusetts take-home pay per biweekly check, single and married filing jointly
Annual salary	Single	Married filing jointly	Difference per check
$40,000	$1,248.30	$1,319.07	$70.77
$60,000	$1,824.37	$1,908.22	$83.85
$100,000	$2,847.69	$3,060.38	$212.69

Massachusetts income tax and what this estimate includes

In the estimate

Federal income tax withholding for a single or married filer with a standard Form W-4.
Social Security and Medicare.
Massachusetts income tax withholding under the 2026 rules.
MA PFML, Massachusetts Paid Family and Medical Leave: 0.46% of the first $184,500 of wages in the year. An employer may pay part or all of it; the estimate shows the most an employee pays.
Pre-tax 401(k) and health benefits, and overtime hours, when you enter them.

Not in the estimate

City, county and school district taxes.
Extra entries on Form W-4: dependents, other income, extra withholding.
Head of household filing status.
Tips, bonuses, after-tax deductions and garnishments.

Massachusetts paycheck facts, 2026

From the Massachusetts pay stub page, where each figure is explained with its source.

Item	2026 value
State income tax	Flat 5.00% on wages · 9% (5% + 4% surtax) on taxable income over $1,107,750
Withholding exemption (Circular M)	$1,000 per M-4 exemption + $3,400 base = $4,400 for one · FICA up to $2,000 subtracted first
MA PFML (employee)	Up to 0.46% (0.18% family + 0.28% medical) of wages to $184,500 · max ≈ $849 From January 1, 2027: up to 0.46% (0.28% family + 0.18% medical) of wages to $192,300
Employee-paid SUI / SDI	None — UI employer-only ($15,000 wage base); no state disability insurance
Local income taxes	None
Minimum wage	$15.00 since Jan 1, 2023 · $6.75 tipped service rate · no increase scheduled
Pay frequency	Hourly: weekly or biweekly, within 6–7 days of period end (M.G.L. c.149 §148)
Pay stub required?	Yes — hours worked, hourly rate, all deductions, pay date, employer and employee names
Final paycheck	Fired: same day, in full · Quit: next regular payday (or following Saturday)
Wage Act remedy	Mandatory treble (3×) damages plus attorneys' fees (c.149 §150)

Same pay in a state with no income tax

$2,000.00 every two weeks for a single filer in Massachusetts and in New Hampshire. This compares paycheck deductions only; wages, housing and other costs differ between states.

2026 take-home pay on the same biweekly pay in Massachusetts and New Hampshire, single filer
State	State lines per check	Take-home per check	Take-home per year
Massachusetts	$96.89	$1,593.96	$41,443
New Hampshire	$0.00	$1,690.85	$43,962
Difference	$96.89	$96.89	$2,519

New Hampshire paycheck calculator

From a Massachusetts estimate to a pay stub

When the pay has actually been made, “Make this a pay stub” under the calculator opens the builder with Massachusetts and the same pay filled in. The builder prints the same lines, MA PFML included, and adds year-to-date totals. A pay stub is a record of a real payment: enter the real employer, employee and dates. Your first pay stub each year is free.

The Massachusetts pay stub generator page covers what a Massachusetts stub must show. Every state is on the paycheck calculator page.

Questions

Massachusetts paycheck questions

How much is taken out of a paycheck in Massachusetts?

It depends on your pay, pay frequency and filing status. As an example, a $2,000.00 biweekly check for a single filer in 2026 has $156.15 of federal income tax (7.81% of gross pay), $124.00 of Social Security and $29.00 of Medicare withheld, plus $87.69 of Massachusetts income tax and $9.20 of MA PFML, leaving $1,593.96.

What percentage of my paycheck goes to taxes in Massachusetts?

It depends on your pay and filing status. On a $2,000.00 biweekly check for a single filer in 2026, 20.30% of gross pay is taken out in all: federal income tax 7.81%, Social Security 6.20%, Medicare 1.45%, Massachusetts income tax 4.38%, MA PFML 0.46%. The share rises with pay, because income tax is graduated.

Does Massachusetts have a state income tax on paychecks?

Yes. Massachusetts taxes wages, and employers withhold Massachusetts income tax from each paycheck. The calculator applies Massachusetts's 2026 withholding rules for a single or married filer with one state allowance or the standard form.

How much is $60,000 after taxes in Massachusetts?

About $1,824.37 per biweekly check, or $47,434 a year, after federal income tax, Social Security, Medicare, Massachusetts income tax, and MA PFML. That is for a single filer paid every two weeks, with a standard Form W-4 and no pre-tax deductions. Local taxes are not included.

How much is $100,000 after taxes in Massachusetts?

About $2,847.69 per biweekly check, or $74,040 a year, after federal income tax, Social Security, Medicare, Massachusetts income tax, and MA PFML. That is for a single filer paid every two weeks, with a standard Form W-4 and no pre-tax deductions. Local taxes are not included.

How much is $20 an hour after taxes in Massachusetts?

At 80 hours every two weeks, $20.00 an hour is $1,600.00 of gross pay and about $1,294.40 of take-home pay per check, after federal income tax, Social Security, Medicare, Massachusetts income tax, and MA PFML. That is for a single filer paid every two weeks, with a standard Form W-4 and no pre-tax deductions. Local taxes are not included.

Are there city or local income taxes in Massachusetts?

Local taxes are not in the Massachusetts estimate. Where a city, county or school district taxes wages, the pay stub builder looks the tax up from the address when it has the data. The Massachusetts pay stub page lists the local taxes that apply in the state, with its sources.

Does the Massachusetts calculator work for married filing jointly?

Yes. Choose Single or Married filing jointly; head of household is not offered.

Does the Massachusetts calculator include a 401(k) or overtime?

Yes. Enter a pre-tax 401(k) amount per check and it comes off the wages that income tax is worked out on. On hourly pay, enter overtime hours and they are paid at 1.5 times the hourly rate. Tips, bonuses and dependents are not in the calculator.

What is not included in the Massachusetts estimate?

City, county and school district taxes are not in the estimate. Garnishments, after-tax deductions and extra withholding from your Form W-4 are not included either. Massachusetts's own payroll line is included: MA PFML (0.46% of the first $184,500 of wages in the year).

Why is my real Massachusetts paycheck different?

The estimate uses the standard withholding for your filing status. Your employer's figure follows your own Form W-4 and Massachusetts withholding form, your benefits and other deductions, and any local tax. A few dollars of difference per check is normal; a large one usually comes from a W-4 entry or a deduction the calculator cannot see.

Can I make a Massachusetts pay stub from this estimate?

Yes. "Make this a pay stub" opens the pay stub builder with Massachusetts and the same pay already filled in, and the builder prints the same figures. A pay stub records a payment that was actually made, so enter the real employer, employee and pay dates. Your first pay stub each year is free.

Paycheck calculators for other states

Browse every state paycheck calculator